Prairie State Wire

Among Illinois counties, Piatt, Moultrie and Monroe had the highest percentage of property owners with mortgages who have at least 50 percent equity in their homes, according to an analysis by ATTOM Data Solutions looking at home equity at the end of the first quarter.

In Piatt County, 28 percent of all properties with a mortgage were considered “equity-rich.” The county with the second-highest rate was Moultrie (21 percent), followed by Monroe (20 percent). The analysis is based on a home’s estimated market value.

In Illinois, owners of 393,717 properties with mortgages have at least 50 percent equity in their homes. The state ranks 41st in the U.S., with 16.1 percent of all properties with a mortgage considered “equity-rich.”

ATTOM Data Solutions lacked enough data for some states and counties to rank their home equity numbers.

Home mortgage equity rankings among Illinois counties

County	Population	Housing Units	Q1 2018 Equity-Rich	Q1 2018 Percent Equity-Rich
Piatt	16,469	7,338	230	28%
Moultrie	14,915	6,349	355	21%
Monroe	33,703	13,771	1,582	20%
Carroll	14,793	8,424	171	20%
Effingham	34,356	14,731	990	20%
Saline	24,659	11,639	350	19%
Whiteside	57,155	25,722	1,212	19%
Jackson	59,188	28,683	657	18%
Cook	5,227,575	2,177,342	170,739	18%
Mason	13,931	7,036	406	18%
Du Page	930,514	357,549	42,984	17%
Logan	29,820	11,966	449	17%
Clark	16,089	7,759	344	17%
Warren	17,611	7,667	319	17%
Adams	66,949	29,991	1,183	17%
Christian	33,888	15,501	760	17%
Morgan	34,801	15,412	899	17%
Sangamon	198,639	90,612	6,356	17%
Tazewell	135,400	58,172	5,730	16%
Grundy	50,338	20,358	1,855	16%
Iroquois	28,814	13,421	194	16%
Dewitt	16,322	7,513	287	16%
Clinton	37,858	15,539	1,051	16%
Macon	108,404	50,321	2,789	16%
Kankakee	111,493	45,182	2,318	16%
Henry	49,681	22,096	1,533	16%
Marion	38,503	18,132	279	16%
Vermilion	79,613	36,005	1,645	15%
Champaign	206,420	89,646	6,041	15%
Madison	266,759	118,170	10,576	15%
Rock Island	146,536	65,800	5,161	15%
Livingston	37,278	15,845	553	15%
Lake	702,890	261,715	26,132	15%
Knox	51,752	23,908	1,299	15%
Peoria	186,818	83,487	6,412	15%
Kane	526,615	184,075	16,736	14%
Jefferson	38,523	16,836	445	14%
Ogle	52,034	22,552	1,369	14%
La Salle	111,935	49,871	2,643	14%
Bureau	33,822	15,664	638	14%
Mclean	173,254	71,254	4,176	14%
Will	685,378	239,953	23,735	14%
De Kalb	104,458	41,017	2,700	14%
Bond	17,137	7,101	281	14%
Mchenry	307,083	117,242	11,991	13%
Jersey	22,441	10,016	345	13%
Boone	53,656	19,959	1,346	13%
Macoupin	46,482	21,556	534	13%
Massac	14,883	7,082	130	13%
Ford	13,758	6,324	298	13%
Randolph	32,934	13,782	472	13%
Saint Clair	265,569	118,372	6,915	13%
Winnebago	288,896	125,591	8,340	12%
Jo Daviess	22,186	13,596	305	12%
Perry	21,595	9,474	211	12%
Kendall	121,452	41,088	3,449	12%
Lee	34,718	15,042	655	12%
Mcdonough	31,727	14,395	433	11%
Montgomery	29,301	12,966	390	11%
Coles	52,802	23,425	596	10%
Fulton	36,047	16,190	125	8%

Source: ATTOM Data Solutions